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Help me be NOT poor.

Monday, September 28, 2015

Less Bad Is Not Good

Things are not as bad as they were a month ago. I now have a job that I'm training for. My car has a new battery, a new right outer tie rod, and via a Hyundai recall, a new subframe.

So things certainly aren't as dire.

Through an uncomfortable amount of solicitation, I was fortunate enough to raise gas money to get me to work until I get paid. I also found out on day one, that HR was wrong and my 1st pay will be on October 9th, not October 16th. I also learned that I get an attendance bonus, paid quarterly.

So that's certainly not a bad thing.  Yes, things are better, but they aren't good.

Currently, I commute about 73 miles a day for work, which is too much gas and too much wear and tear on an already worn car. My brakes are fading. I have no savings.

I really want to get an apartment. I'm homeless still, but couch surfing in my sister's basement, so it could be worse...

And this is the frustration. Some people stepped up big and donated so I could have gas money to get to work, but when I tried to raise some money to be able to get an apartment sooner rather than later, it has been virtual crickets with a couple exceptions.

Things are better, but they aren't good.

I'm still in training for a few more weeks. After the training period is over, I'll be eligible to work overtime. Overtime is what I really need, and it would be great if I had an apartment to come home to with a shorter commute to make all the overtime of a peak season for this job(call center) more bearable. Also, if I have an apartment by the time training is done, I'll have more time to work more overtime.

I would love to get some donations toward getting an apartment, which I would combine with my 1st check.

If you wish to help me get a place to live sooner rather than later, just click the link on my Twitter profile or click here: I promise you I'm not some scammer, just a guy trying to climb out of the cellar, find a place to live, and reunite with my cat, Ms. Teschmacher. 

Tuesday, September 15, 2015

Fear The Walking Zombie Debt.

Any Ohio licensed JD's able to help out with something?  

I'm dealing with Zombie Debt & the creditor handling the summary judgement, National Check Bureau c/o David Bader, is draining my bank account slowly and sporadically, allowing interest and whatever fees he can dream up, to accumulate.

In 2010, this creditor(person who bought my debt) started taking money out of my bank account.  I was able to talk to them and explain that I was in a pretty bad shape, financially, and asked if they could  give some breathing room. I may have agreed to make payments, which never happened, either because I didn't have it or because it slipped my mind completely.

Obviously, I bare some responsibility here, much in the same way that the guy trying to talk the meter maid into 'letting it slide' failed to get back to his car on time. Except, I will say that this firm bought bad debt, they weren't trying to collect money they lent me personally. Inherently, there is a touch of douchebaggery baked into their business model, that is, to exploit the financial shortcomings of others while charging interest and fees.

They probably bought my debt for a few hundred dollars at most, but attempted to collect the full amount of the original debt. I guess, it's lucrative work if you lack all empathy and soul.

In early June(5 years later, I checked my bank account and discovered that $102.55 had been withdrawn by this lawyer and National Check Bureau. It was his bank garnishment in June that led me to leave my apartment. I no longer had the rent.  I'm starting a new job and will be saving to get a place to live, and I'm afraid that he'll swoop in just when I have enough money saved and drain my account. Every time he does this, the court charges $50, which gets added to the 'fees' I have to pay.  I barely have the gas money I need to commute until I get my first check. Imagine if the gas/food money I sorely need is stripped away?

If anyone can, please donate. That money is safe in my PayPal until I need to withdraw it.  If anyone is or knows a lawyer licensed in Ohio that is willing to contact these guys on my behalf and get them to back off or set up some other arrangements, it would be greatly appreciated.

Thursday, September 10, 2015


Since I last posted, I have more details about my car, my plight, and possibly, a little flicker of light at the end of the tunnel.

1st - Car

As I already tweeted, it wasn't my starter, it was the battery. I got a battery & some much needed 5W-30 at Autozone, dipping into my commute funds by $130.

So it's good to know my starter isn't actually going out, but devastating that I spent well over half of my gas/food to last until 1st check money on a battery.


I signed my new hire paperwork today and got my training schedule. I have an orientation day on the 18th and the 1st full day is the next Tuesday. Training at this ace is Tuesday thru Saturday for 4 weeks.

Bad news.

This job pays biweekly, which is fairly common in customer service.  The bad part is that my 1st check won't be until October 16th, a month and 4 days from now.

Without help, I won't make it to my 1st pay.

Any help is appreciated.  Tweet this link to others who can donate if you cannot.  If you don't want to donate money, because you think I'm some sort of cracked out schemer, then maybe you could send a prepaid gas card... If you would like to mail something like that, just DM me on Twitter and I'll give you an address to send it to. Please note that I didn't say my address, because I'm technically homeless.

Tuesday, September 8, 2015


Good news: I have a job offer for the Columbus call center job and I'm supposed to sign paperwork Thursday.

Bad News: I think the starter in my 2001 Hyundai Sonata finally died today and the car won't start.

I don't really have enough gas $ to get back and forth to the new job until I get my 1st paycheck, let alone $ to get a new starter put in.

If I can't get this car started, I can't get up to Columbus, and even if I get up there somehow, I have no reliable transportation to get to the new job.

I really need money to get a starter put in that rusty car. This isn't some scheme. I assure you the damn car is dead at the moment. My dad said to try jump starting it, and maybe then I can get it up to Columbus, but I have no idea if that's gonna work.

This is the reality of poverty. No savings and any small setback can derail an opportunity.

I really need help & I'm running out of ppl to ask.

Monday, August 31, 2015

Next Steps.

As I find myself constantly clawing my way out of the cellar, it becomes difficult to chart progress; a donation helps, but I need more. Getting interviews are great, but they aren't job offers.  Decent paying jobs are great, but I still wouldn't make enough to pay on student loan debt and save for retirement.

Here lately, the victories have come in the form of strategic retreats; losing a battle to save resources to keep the larger war effort going.  My war is constant poverty.  Everyone started it. Crappy circumstances met against a stubborn will to find a job I wanted to wake up every morning for, and this was complicated by a recession, poor money management skills(though a lot of people would fail to save when they don't make enough to live), and an erratic job history.

This war has both humbled me and desensitized me to the ups and downs every person feels in life.  Everything about me has steeped in a dreary grey.  That's great for an English breakfast, but it makes it hard to recognize any crests along the way.

Since my last post, I haven't heard back on the technical writer job. The recruiter never even replied to my emails.  Honestly, I'm used to being treated this way.  My AEP job fell through. The placement agency thought I was a great candidate, but....  I emailed to ask why I was rejected, but they never replied.  They NEVER reply.  Part of me thinks that I have been rejected for discriminatory reasons, which make many employers unable to be honest. But I'm not going to cry discrimination as a white male who did far too much hero eating in his 20's to show off to friends.

That leaves the other Columbus opportunity, which is at a call center for Restoration Hardware, I suspected I had a good chance because the skills test I took went well and the interview I had went great.  At the end of the interview, I asked her if there was any reason why she wouldn't hire me, which resulted in her taking the next 5 minutes to compliment me.  She told me she would send a background check and we would go from there.  I filled the background check forms out online as soon as they were emailed to me and have been waiting anxiously to hear back.

Today, I got too impatient and emailed her for an update.  When she called me back she said my background check had not come back yet.... but she would like to extend an offer contingent on the results of the background check.


It's a criminal background check and I'm squeaky clean, so I'm going take a moment to celebrate.  The job training will start on September 18th, in West Jefferson, which is 10 miles west of Columbus.  I stay in Cincinnati, over 100 miles away.  So yes, I still need donations if anyone can spare them for gas and food money.  Even if this place pays weekly, it will be 2 weeks after September 18th before I get paid at the earliest.

So my next steps are to get enough money to actually make it to the new job, then save enough money couch surfing and working to move up to Columbus.  There's always the chance that I get mixed up with someone else and my background check has some sort of errors on it, but I'm going to try to be positive for a while and hope for the best.

Feel free to distribute the link to this blog if you are unable to donate, Maybe other people who follow you on Twitter or Facebook will be able to  share the link or donate.

Thank you in advance.


Thursday, August 27, 2015

Wins & Losses.

This has been a good week that has had a couple of downturns.

1 of my 3 job leads died with a rejection email 2 days before I was to attend that company's open house hiring event. 

I went anyway, and had a pretty good in person interview this afternoon. So maybe that counts as a save.

I thought my interview for the technical writer position went pretty well, but the guy was pleasant enough that he was a little hard to read. I'm supposed to hear back on all 3 jobs by Monday.

I came home tonight to discover the people I'm staying with have grown tired of my presence. My best friend's girlfriend really laid into me about doing more chores. As mad as she was, I was equally confused when I pressed her for specifics and she came up with only a couple anecdotes. It probably didn't help that she was drunk. 

This was a pretty big low and just happened. I feel trapped. I wanted to defend myself, but how? They rent this house and I'm the guest, so I'm obligated to do whatever they say(within reason, of course).  But she didn't give specifics. She just said, 'going forward, just try to help more.'

'With what? What specifically have you asked me to do, that I refused? What specific things do you want me to do that I don't do already?'

Just do more to show appreciation, she basically said.  I need to guess what they want done and do it.  Apparently, trash, dishes, feeding the cats, and vacuuming the small bit of carpet in the living room wasn't it, because I already do that.

I feel so trapped. They can ask me to leave at any time and I really have nowhere to go. I could stay at my sister's house, but not my cat... not most of my possessions that I have here.

I wasn't expecting this, although I did sense a distance between us. I do empathize to a certain extent.  They work all day, come home, and there I sit.  It's not like I'm protesting... I have no job... no money to go out and do things.

I really need something to happen for me with 1 of these 3 jobs. I want the technical writer position the most, but that's here in Cincinnati, which means more awkward evenings at my friend's home until I have a place of my own.  It would almost be better to get one of the Columbus jobs so I can be out of this house.  It's the most terrible feeling to be unwanted, especially when you can't just fuck off and go to your own apartment.

I need more money, regardless of the job I get.  All 3 opportunities start 2 weeks from now. Even if they pay weekly, I wouldn't see my 1st check for 2 weeks after I start. That means, even if I get 1 of those 3 jobs, I won't get paid until October.  I don't have enough money to last until then.  I'll need more than I currently have for gas alone.  So if anyone can donate, I'd really appreciate it.  

Hopefully, this week will end on a positive note.

Friday, August 21, 2015


So frustrated right now...

Another seemingly solid job lead has dissolved, just as another promising job lead emerges. I should be happy to have a new opportunity, but this has been happening for months.

Last week, I was certain I would at least have 1 job offer this week, but this week, I ended up with none.  Next week I fully (perhaps, fooly) expect at least 1 job offer.

In June, as I was staring at an empty refrigerator and an empty wallet, I debated the offer to leave my apartment to stay with a friend because I was certain I was close to getting a position.

I wasn't.

People respond to my plight as if I'm lazy. I'm not.  I was raised hauling in firewood, and shoveling hog manure since I was in the 5th grade.

I'm not good at the easiest to get jobs. Perhaps the catalyst responsible for me starting Poor Blog was when I went to work at Amazon a couple years ago to get off of unemployment.  I knew it would be hard, but I had to do something.  I was so bad at the grueling warehouse work that after two days, I was laid up, unable to stand, other than to slowly and painfully shuffle my feet, for two days.  I wasn't lazy, I was terrible at that sort of work.

People keep suggesting things in the key of 'why don't you just...' and you can fill in the blanks with serving, cooking, and other restaurant work. What those people never believed or listened to was that I did apply for those types of jobs and never made it past the interview. I'm always amazed at people that can just go out and get one of those jobs in a couple days and start the next week.  If I got the dishwasher job or the chicken restaurant job, I probably wouldn't have done much better than I fared at Amazon.  I could suffer through hard, physical labor when I was younger, but now, I'm just too terrible at it and my back and feet are too weak.

So even if I were hired for one of those jobs(and I have applied for them), I probably wouldn't last very long.  Instead, I try to look for work that compliments my skill set.

I find good positions in chunks. Usually, there is a job I really want, but my skills may be a little low and my prospects aren't as high. Another job fits my skills well even though I wouldn't prefer that work as well as other types of work.  A third job is some customer service type job that I have done a version of in the past and that I'm a mortal lock for, I perceive as a fallback position if the other two fall through. Then, all three positions fall apart.

This has happened several times since January; it may be happening now.

I hope not.

I lost the Sam Adams position and the same temp agency that sent me to that interview, called me about the opportunity at Sugar Creek Packing.  I didn't know this at the time, but they already knew I wasn't getting the Sam Adams job when they called about the Sugar Creek job.  I only found out after my Sugar Creek interview, when I called Lab Support to follow up on the Sam Adams job. Today, Lab support called to talk about a lab tech position they thought I would be interested in. Suspicious, I asked about the Sugar Creek job, and sure enough, they already knew I wasn't getting it.  When did they plan to tell me?

I had a good interview for a call center job in Columbus yesterday and earlier this week I applied for another Columbus call center position.  The former could be viewed as the safety pick, the fallback choice.  I have an interview next week for a technical writer position here in Cincinnati as well as an open house in Columbus for that second call center job.

I would love to get the technical writer job, but even more than that, I would love to not have all my job leads fall apart.

I had a few big donations last week, but that is all going toward gas, food, car insurance and rent for my possessions sitting in Public Storage.  If anyone reading this hasn't donated and wants to, or knows of someone who can donate, please donate or pass along the link to this blog.  Even if I get hired next week, I'll still need money to get by until I get my first check.  Every little bit helps.

Thank you.