Any Ohio licensed JD's able to help out with something?
I'm dealing with Zombie Debt & the creditor handling the summary judgement, National Check Bureau c/o David Bader, is draining my bank account slowly and sporadically, allowing interest and whatever fees he can dream up, to accumulate.
In 2010, this creditor(person who bought my debt) started taking money out of my bank account. I was able to talk to them and explain that I was in a pretty bad shape, financially, and asked if they could give some breathing room. I may have agreed to make payments, which never happened, either because I didn't have it or because it slipped my mind completely.
Obviously, I bare some responsibility here, much in the same way that the guy trying to talk the meter maid into 'letting it slide' failed to get back to his car on time. Except, I will say that this firm bought bad debt, they weren't trying to collect money they lent me personally. Inherently, there is a touch of douchebaggery baked into their business model, that is, to exploit the financial shortcomings of others while charging interest and fees.
They probably bought my debt for a few hundred dollars at most, but attempted to collect the full amount of the original debt. I guess, it's lucrative work if you lack all empathy and soul.
In early June(5 years later, I checked my bank account and discovered that $102.55 had been withdrawn by this lawyer and National Check Bureau. It was his bank garnishment in June that led me to leave my apartment. I no longer had the rent. I'm starting a new job and will be saving to get a place to live, and I'm afraid that he'll swoop in just when I have enough money saved and drain my account. Every time he does this, the court charges $50, which gets added to the 'fees' I have to pay. I barely have the gas money I need to commute until I get my first check. Imagine if the gas/food money I sorely need is stripped away?
If anyone can, please donate. That money is safe in my PayPal until I need to withdraw it. If anyone is or knows a lawyer licensed in Ohio that is willing to contact these guys on my behalf and get them to back off or set up some other arrangements, it would be greatly appreciated.
PayPal link: http://paypal.me/poorblog